Dubai Islamic Bank Mortgage Calculator
Estimate your monthly Dubai Islamic Bank home-finance payment in AED at current rates. Free, no signup.
Dubai Islamic Bank Mortgage rates
| Bank | Typical rate | Max tenure |
|---|---|---|
| Dubai Islamic Bank | 6.00% p.a. (Islamic) | up to 25 years |
Reference rates, ~2026. Your actual rate depends on your profile, down payment and the bank's current offers — verify before deciding.
Worked example
Example: AED 1,500,000 Dubai Islamic Bank home finance at 6.00% for 25 years.
- Monthly payment: AED 9,665
- Total profit: AED 1,399,356
- Total payable: AED 2,899,356
Frequently Asked Questions
What is the Dubai Islamic Bank mortgage rate?
Dubai Islamic Bank home finance rates are around 6.00% p.a. as a 2026 reference. The AED is USD-pegged, so rates track the US Fed. Verify the current offer with the bank.
How is Dubai Islamic Bank monthly payment calculated?
Using the reducing-balance formula on the financed amount. Enter the property price, down payment, rate and tenure in the calculator above.
How much deposit do expats need?
Expats typically need a 20% minimum down payment for properties under AED 5M, plus ~7–8% transaction costs (DLD 4%, agent 2%, registration).
Is this Islamic finance?
Yes — Dubai Islamic Bank offers Shariah-compliant home finance (Ijara/Murabaha) with a profit rate instead of interest.